PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
top of page
the personal finance blog
Search
David Mulonas
- Sep 1, 2021
- 1 min
PFT #38 - Personal Finance Tip of the Week: Three Tips for Pet Insurance
Most pet insurance plans do not cover pet wellness. Does this mean that you should get a full insurance plan?
33 views0 comments
David Mulonas
- Aug 26, 2021
- 1 min
PFT #37 - Employers Offering a Student Loan Reimbursement Benefit
Switching jobs? Tuition reimbursement a new benefit to attract employees.
20 views0 comments
David Mulonas
- Aug 18, 2021
- 1 min
PFT #36 - Budget Management for the Rising Costs of Clothes, Shoes, TVs Etc.
Due to the disruptions in the supply chain with high demand and low volume equals higher prices.
19 views0 comments
David Mulonas
- Aug 11, 2021
- 1 min
PFT #35 - Three Travel Savings Tips Before and During Stay
Travel tips that can save you money during a trip and before you leave for your destination
23 views0 comments
David Mulonas
- Aug 5, 2021
- 1 min
PFT #34 - Ditch Plastic Sandwich Bags with the Silicone Solution
This week’s personal finance tip is about ditching the plastic sandwich bags for silicone.
25 views0 comments
David Mulonas
- Jul 29, 2021
- 1 min
PFT #33 - Washing in Cold Water Saves Money and the Environment
Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics
20 views0 comments
David Mulonas
- Jul 27, 2021
- 1 min
PFT #32 - Don't Refinance Your Mortgage Just to Refinance
There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
31 views0 comments
David Mulonas
- Jul 26, 2021
- 1 min
PFT #31 - Switching From Butane to an Arc Lighter - Save Money and the Environment
Save money with an arc lighter. No butane, no batteries. Long lasting and beneficial for the environment.
28 views0 comments
David Mulonas
- Jul 15, 2021
- 1 min
PFT #30 - Credit Unions Competitive Borrowing Rates - Make a Positive Impact on the Budget
Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.
15 views0 comments
David Mulonas
- Jul 11, 2021
- 1 min
PFT #29 - Rubbermaid FreshWorks Containers Increases Food Freshness by 80%
Extend the life of your produce by using the extended life storage containers
20 views0 comments
David Mulonas
- Jul 1, 2021
- 2 min
PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
23 views0 comments
David Mulonas
- Jun 29, 2021
- 1 min
PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
22 views0 comments
David Mulonas
- Jun 15, 2021
- 2 min
PFT#26 - Listener Question: How Do We Trade Options and What Should Beginning Investors Know?
Options come with high risk and reward. It is important to understand how they work before entering into this type of stock trading
20 views0 comments
David Mulonas
- Jun 3, 2021
- 2 min
PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance
Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
26 views0 comments
David Mulonas
- May 28, 2021
- 2 min
PFT #24 - The Reason Alcohol at Bars and Restaurants are Expensive
Wine and alcohol are expensive when dining and it based on the ingredient cost and the mark up known as the pour cost
33 views0 comments
David Mulonas
- May 20, 2021
- 2 min
#23 - Personal Finance Tip: Save Money on Gas With the GasBuddy App
Reduce your fuel cost by using the GasBuddy app. Compare prices by brand, location and price and use their rewards card to save more money.
15 views0 comments
David Mulonas
- May 13, 2021
- 2 min
PFT #22 - Personal Finance Tip: How to to Save Money on the Internet Bill
The personal finance tip of the week centers on saving money on your Internet bill in the budget.
12 views0 comments
David Mulonas
- May 7, 2021
- 2 min
PFT #21: Personal Finance Tip: Shave Your Budget Down With the Razorpit Blade Cleaner
The Razorpit blade cleaner extends the life of razor blades by 6-15 times and it will save you money for years to come.
18 views0 comments
David Mulonas
- Apr 29, 2021
- 2 min
PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?
Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
12 views0 comments
bottom of page