Budget Worksheet Templates
To become a success with personal finance, it requires many tools. The first thing that you need is a plan such as a goal sheet or a vision board. It doesn't matter whether if you are in high school or a seasoned adult; it is never too early or too late to be responsible with your money.
The templates on this page align with every chapter in the Ultimate Budget Guide to aid you in achieving your financial goals whether it is an apartment, house, car, boat, vacation or your retirement nest egg.
THE BUDGET WORKSHEET
The budget is the most important factor to achieving financial success. It allows you save for the major purchases in your lifetime as well as havng the money to plan to build a nest egg for future retirement.
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THE 12-MONTH FIXED EXPENSE BUDGET TRACKER
To have a fixed budget you need to determine each varialble expense andb periodic expense throughout the year such as an annual subscrpition. This remove the major swings in cash flow each month.
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CHILD CARE YEARLY EXPENSE PLANNER
The number of days for child care vary each month. Children get sick, have time off from school or go on vacation. This exercise plans the entire year's cost ahead of time to create a fixed monthly cost.
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THE FOOD CALENDAR GROCERY BILL
Determine your monthly grocery bill by creating a food calendar and ingredients
list. Then you will have a fixed monthly cost and while wasting less food.
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GIFT EXPENSE EXPENSE PLANNER
Every month there is a birthday or holiday. Plus weddings, baby showers, charity and so on. The cost for these occaisons vary, so this expense planner will create a fixed monthly cost that you can count on.
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AUTOMOBILE COST MANAGEMENT TRACKER
Owning or leasing an automobile is more than just the payment. This worksheet determines the cost for gasoline and future maintenace as well as a comparison grids to determine an upcoming purchase and what is the best insurance company.
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CLICK TO READ THE CHAPTERS - AUTO INSURANCE AND MANAGING A FIXED BUDGET AND CONSUMER LOANS
APARTMENT COMPARISON GUIDE
Are you getting your first apartment in college or moving out fo the first time? This apartment guide allows you to track the features and pros and cons so that you can make the right move.
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CREDIT CARD INTEREST AND PAY DOWN TRACKER
Credit cards are the perhaps the worst form of debt and paying them off is important for a successful financial future. Use this sheet to predict your path to paying them down.
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BUDGET CONSOLIDATION TRACKER
Use this form to track all bills that you plan to consildate or have reduced, along with any other sources of increased income such as a raise or a bonus. This is a great tool to plan your future.
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