Updated: Mar 5
Right off the bat most pet insurance plans do not cover pet wellness because they want you to own a plan for accident / illness and then you can add the pet wellness as a rider.
Pet insurance ranges widely and based on our research costs $12 to $48 a month.
A major factor depends on the age and your dog and the breed of your dog. For example it is much less expensive to own a Dachshund than a Rottweiler.
Outside of that, here are three important factors:
One is that if you choose pet insurance consider obtaining it as soon as you become a pet-parent in the case an unfortunate event occurs.
Keep in mind that many insurance plans will not cover preexisting conditions which leads back to point #1.
Read the policy before you commit as it can be easy to miss a detail before you enter into an agreement.
Lastly, the older your pet is, the more expensive it will probably cost you to have the insurance plan.