PFT #60 - Personal Finance Tip of the Week: The True Cost of New Appliances and Warranties
Appliances have become increasingly expensive with features and inflation. Is getting warranty coverage worth the cost?
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David Mulonas
Oct 27, 20212 min
PFT #46 - Personal Finance Tip: How to Manage the Rainy Fund Especially During Rising Inflation
The rainy day fund is money that is set aside in the budget to account for small, unforeseen expenses, but how do you manage it?
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David Mulonas
Sep 8, 20211 min
PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
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David Mulonas
Sep 6, 20216 min
#75 - Blaming Yourself About Budgeting Choices
Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance
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David Mulonas
Sep 1, 20211 min
PFT #38 - Personal Finance Tip of the Week: Three Tips for Pet Insurance
Most pet insurance plans do not cover pet wellness. Does this mean that you should get a full insurance plan?
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David Mulonas
Aug 7, 20215 min
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
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David Mulonas
Jun 7, 20219 min
#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary Discipline
Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
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David Mulonas
May 24, 20213 min
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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David Mulonas
May 10, 20215 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
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David Mulonas
Mar 29, 20213 min
What Is a Nest Egg?
A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.
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David Mulonas
Mar 28, 20217 min
#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget
Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.
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David Mulonas
Mar 22, 20216 min
#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget
People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.
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David Mulonas
Mar 14, 20212 min
#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget
So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?
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David Mulonas
Feb 28, 20217 min
#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.
According to many different surveys around â…” of people do not follow a budget or if they have one, they do not maintain it.
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David Mulonas
Jan 31, 202110 min
#44 - The GameStop Short Sell Where the Little Guy Beat Wall Street at Their Own Game
Shorting a stock whens shares are borrowed from a broker on margin and have to be be paid back with interest to the broker.
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David Mulonas
Oct 25, 202016 min
#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)
-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...
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