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David Mulonas
Apr 27, 20212 min read
What Are Fractional Shares and Dividend Reinvestment Plans (DRIPs)
A fractional share is when there is less than a full share of stock owned. This happens with dividend reinvestments and stock splits.
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David Mulonas
Apr 16, 20212 min read
Should You Make Biweekly Mortgage Payments?
Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.
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David Mulonas
Apr 13, 20212 min read
What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
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David Mulonas
Apr 12, 20214 min read
The 2008 Financial Crisis
The 2008 Financial Crisis was due to mortgage defaults, MBOs, CDOs. AIG needed a government bailout to pay claims and avoid financial ruin
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David Mulonas
Apr 11, 20212 min read
Loan-to-value (LTV)
Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.
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David Mulonas
Mar 29, 20213 min read
What Is a Nest Egg?
A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.
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