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PFT #34 - Ditch Plastic Sandwich Bags with the Silicone Solution
This week’s personal finance tip is about ditching the plastic sandwich bags for silicone.
David Mulonas
Aug 5, 20211 min read


PFT #33 - Washing in Cold Water Saves Money and the Environment
Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics
David Mulonas
Jul 29, 20211 min read


PFT #32 - Don't Refinance Your Mortgage Just to Refinance
There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
David Mulonas
Jul 27, 20211 min read


#69A - 2021 Early Child Tax Credit Update
Children 17 or younger are generally eligible for the child tax credit payments, but there are conditions and the payments are coming early
David Mulonas
Jul 26, 20212 min read


PFT #31 - Switching From Butane to an Arc Lighter - Save Money and the Environment
Save money with an arc lighter. No butane, no batteries. Long lasting and beneficial for the environment.
David Mulonas
Jul 26, 20211 min read


#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
David Mulonas
Jul 26, 20214 min read


#67 - How to Make $1 Million Dollars the Hard Way - Here's a Hint . . . Compound Interest
Making a $1 million dollars is not as hard as you think; it just takes time.
David Mulonas
Jul 20, 20214 min read


PFT #30 - Credit Unions Competitive Borrowing Rates - Make a Positive Impact on the Budget
Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.
David Mulonas
Jul 15, 20211 min read


PFT #29 - Rubbermaid FreshWorks Containers Increases Food Freshness by 80%
Extend the life of your produce by using the extended life storage containers
David Mulonas
Jul 11, 20211 min read


PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
David Mulonas
Jul 1, 20212 min read


PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
David Mulonas
Jun 29, 20211 min read


#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
David Mulonas
May 24, 20213 min read


#23 - Personal Finance Tip: Save Money on Gas With the GasBuddy App
Reduce your fuel cost by using the GasBuddy app. Compare prices by brand, location and price and use their rewards card to save more money.
David Mulonas
May 20, 20212 min read


PFT #22 - Personal Finance Tip: How to to Save Money on the Internet Bill
The personal finance tip of the week centers on saving money on your Internet bill in the budget.
David Mulonas
May 13, 20212 min read


#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
David Mulonas
May 10, 20215 min read


PFT #21: Personal Finance Tip: Shave Your Budget Down With the Razorpit Blade Cleaner
The Razorpit blade cleaner extends the life of razor blades by 6-15 times and it will save you money for years to come.
David Mulonas
May 7, 20212 min read


#57 Life After College: I Need Job. I Need a Budget. Where Do I live? Help!
We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.
David Mulonas
May 3, 20216 min read


Government Sponsored Entities (GSEs)
A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.
David Mulonas
Apr 30, 20211 min read


PFT #18 - Creating Disposable Income in the Budget When You Buy a New Product
Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.
David Mulonas
Apr 14, 20212 min read


What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
David Mulonas
Apr 13, 20212 min read
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