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3 days ago
6 min

#57 Life After College: I Need Job. I Need a Budget. Where Do I live? Help!

We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.

6 views0 comments

David Mulonas

5 days ago
1 min

Government Sponsored Entities (GSEs)

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

2 views0 comments

What Are Fractional Shares and Dividend Reinvestment Plans (DRIPs)

David Mulonas

Apr 28
2 min

What Are Fractional Shares and Dividend Reinvestment Plans (DRIPs)

A fractional share is when there is less than a full share of stock owned. This happens with dividend reinvestments and stock splits.

1 view0 comments

#56 - The Financial Crimes of Bernie Madoff and the Rise of Ponzi Schemes

David Mulonas

Apr 26
5 min

#56 - The Financial Crimes of Bernie Madoff and the Rise of Ponzi Schemes

Bernie Madoff was an American financial businessman who was responsible for the largest Ponzi scheme in history of $17.5 billion dollars.

7 views0 comments

#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths

David Mulonas

Apr 5
9 min

#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths

We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.

10 views0 comments

PFT #16 - Personal Finance Tip: Increase Savings in the Grocery Budget by Watching Unit Pricing

David Mulonas

Apr 1
2 min

PFT #16 - Personal Finance Tip: Increase Savings in the Grocery Budget by Watching Unit Pricing

Saving money on familair products with a quality mindset is a winning formula to create disposable income to control debt and build savings.

4 views0 comments

David Mulonas

Mar 30
3 min

What Is a Nest Egg?

A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.

11 views0 comments

#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget

David Mulonas

Mar 29
7 min

#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget

Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.

18 views0 comments

PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget

David Mulonas

Mar 25
2 min

PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget

You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.

19 views0 comments

#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget

David Mulonas

Mar 22
6 min

#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget

People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.

60 views0 comments

PFT #14 - Reconiling the Budget When Removing Products and Services

David Mulonas

Mar 18
2 min

PFT #14 - Reconiling the Budget When Removing Products and Services

The lesson learned here is to complete the budget tasks on a monthly basis otherwise you may be paying for things that you are unaware of.

10 views0 comments

#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?

David Mulonas

Mar 16
8 min

#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?

Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.

16 views0 comments

#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget

David Mulonas

Mar 14
2 min

#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget

So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?

21 views0 comments

PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget

David Mulonas

Mar 4
3 min

PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

23 views0 comments

#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.

David Mulonas

Mar 1
7 min

#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.

According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.

19 views0 comments

PFT #11 - Personal Finance Tip: Buying Used Tires Online Can Be 50% Cheaper for Your Budget

David Mulonas

Feb 26
2 min

PFT #11 - Personal Finance Tip: Buying Used Tires Online Can Be 50% Cheaper for Your Budget

Replacing tires can cost anywhere from $500 - $1,000 depending on the brand, tire rating, size and other factors. So that's expensive.

17 views0 comments

#47 - The 2020 Tax Review: Why You Don't Want a Tax Return & How The Money Improves the Budget

David Mulonas

Feb 22
5 min

#47 - The 2020 Tax Review: Why You Don't Want a Tax Return & How The Money Improves the Budget

If your standard deduction is less than the total of your itemized deductions, then you should be able to save money.

29 views0 comments

PFT #10 - Personal Finance Tip: How Coffee Slowly Drips Away Your Monthly Budget

David Mulonas

Feb 19
2 min

PFT #10 - Personal Finance Tip: How Coffee Slowly Drips Away Your Monthly Budget

Just Imagine if you are a family of four that drinks coffee everyday; the amount of money that can be saved is staggering.

19 views0 comments

#45 - The 401(k) and the Roth 401(k) Review

David Mulonas

Feb 9
8 min

#45 - The 401(k) and the Roth 401(k) Review

The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.

32 views0 comments

#44 - The GameStop Short Sell Where the Little Guy Beat Wall Street at Their Own Game

David Mulonas

Jan 31
10 min

#44 - The GameStop Short Sell Where the Little Guy Beat Wall Street at Their Own Game

Shorting a stock whens shares are borrowed from a broker on margin and have to be be paid back with interest to the broker.

21 views0 comments

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