PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year
As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.
top of page
the personal finance blog
Search
David Mulonas
- Sep 6, 2021
- 6 min
#75 - Blaming Yourself About Budgeting Choices
Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance
31 views0 comments
David Mulonas
- Aug 26, 2021
- 1 min
PFT #37 - Employers Offering a Student Loan Reimbursement Benefit
Switching jobs? Tuition reimbursement a new benefit to attract employees.
21 views0 comments
David Mulonas
- Aug 11, 2021
- 1 min
PFT #35 - Three Travel Savings Tips Before and During Stay
Travel tips that can save you money during a trip and before you leave for your destination
23 views0 comments
David Mulonas
- Aug 7, 2021
- 5 min
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
18 views0 comments
David Mulonas
- Jul 27, 2021
- 1 min
PFT #32 - Don't Refinance Your Mortgage Just to Refinance
There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
31 views0 comments
David Mulonas
- Jul 26, 2021
- 2 min
#69A - 2021 Early Child Tax Credit Update
Children 17 or younger are generally eligible for the child tax credit payments, but there are conditions and the payments are coming early
20 views0 comments
David Mulonas
- Jul 26, 2021
- 4 min
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
21 views0 comments
David Mulonas
- Jul 13, 2021
- 5 min
#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?
The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.
21 views0 comments
David Mulonas
- Jul 6, 2021
- 7 min
#65 - The Meme Stock Buyers are Back Trying to Screw the Short Sellers
What is short selling? When an investor borrows a security and sells it on the open market, planning to buy it back later for less money.
20 views0 comments
David Mulonas
- Jul 1, 2021
- 2 min
PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
23 views0 comments
David Mulonas
- Jun 15, 2021
- 2 min
PFT#26 - Listener Question: How Do We Trade Options and What Should Beginning Investors Know?
Options come with high risk and reward. It is important to understand how they work before entering into this type of stock trading
20 views0 comments
David Mulonas
- Jun 7, 2021
- 9 min
#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary Discipline
Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
26 views0 comments
David Mulonas
- Jun 3, 2021
- 2 min
PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance
Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
26 views0 comments
David Mulonas
- May 26, 2021
- 6 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
23 views0 comments
David Mulonas
- May 10, 2021
- 5 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
35 views0 comments
David Mulonas
- Apr 29, 2021
- 2 min
PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?
Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
12 views0 comments
David Mulonas
- Apr 26, 2021
- 5 min
#56 - The Financial Crimes of Bernie Madoff and the Rise of Ponzi Schemes
Bernie Madoff was an American financial businessman who was responsible for the largest Ponzi scheme in history of $17.5 billion dollars.
11 views0 comments
David Mulonas
- Apr 5, 2021
- 9 min
#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths
We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.
23 views0 comments
David Mulonas
- Mar 29, 2021
- 3 min
What Is a Nest Egg?
A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.
24 views0 comments
bottom of page