PFT #53: Personal Finance Tip: The Personal Finance Tips One-year Anniversary
This week’s topic celebrates our first 52 personal finance tips.
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David Mulonas
- Dec 8, 2021
- 2 min
PFT #52 - Personal Finance Tip of the Week: Radon; The Silent Killer
Radon is a silent killer because it’s an odorless gas that we breathe in normally; and it is the second leading cause of lung cancer
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David Mulonas
- Oct 27, 2021
- 2 min
PFT #46 - Personal Finance Tip: How to Manage the Rainy Fund Especially During Rising Inflation
The rainy day fund is money that is set aside in the budget to account for small, unforeseen expenses, but how do you manage it?
33 views0 comments
David Mulonas
- Sep 8, 2021
- 1 min
PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
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David Mulonas
- Jul 29, 2021
- 1 min
PFT #33 - Washing in Cold Water Saves Money and the Environment
Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics
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David Mulonas
- Jul 27, 2021
- 1 min
PFT #32 - Don't Refinance Your Mortgage Just to Refinance
There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
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David Mulonas
- Jul 26, 2021
- 2 min
#69A - 2021 Early Child Tax Credit Update
Children 17 or younger are generally eligible for the child tax credit payments, but there are conditions and the payments are coming early
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David Mulonas
- Jul 26, 2021
- 1 min
PFT #31 - Switching From Butane to an Arc Lighter - Save Money and the Environment
Save money with an arc lighter. No butane, no batteries. Long lasting and beneficial for the environment.
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David Mulonas
- Jul 26, 2021
- 4 min
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
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David Mulonas
- Jun 29, 2021
- 1 min
PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
22 views0 comments
David Mulonas
- May 26, 2021
- 6 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
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David Mulonas
- May 24, 2021
- 3 min
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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David Mulonas
- May 12, 2021
- 2 min
Who are Fannie Mae and Freddie Mac?
Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.
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David Mulonas
- May 10, 2021
- 5 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
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David Mulonas
- May 3, 2021
- 6 min
#57 Life After College: I Need Job. I Need a Budget. Where Do I live? Help!
We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.
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David Mulonas
- Apr 30, 2021
- 1 min
Government Sponsored Entities (GSEs)
A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.
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David Mulonas
- Apr 29, 2021
- 2 min
PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?
Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
12 views0 comments
David Mulonas
- Apr 22, 2021
- 2 min
PFT #19 - Personal Finance Tip: How to Save on Your Gardening Budget
A great way to save money on flowers is to buy flats of flowers and make your own hanging baskets. This can save 50% on cost.
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David Mulonas
- Apr 16, 2021
- 2 min
Should You Make Biweekly Mortgage Payments?
Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.
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David Mulonas
- Mar 14, 2021
- 2 min
#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget
So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?
31 views0 comments