PFT #53: Personal Finance Tip: The Personal Finance Tips One-year Anniversary
This week’s topic celebrates our first 52 personal finance tips.
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David Mulonas
- Nov 3, 2021
- 1 min
PFT #47 - Personal Finance Tip: How to Benefit By Knowing Store Return Policies with Retailers
This week’s topic is about knowing store policies when returning expensive or custom made products with retailers.
33 views0 comments
David Mulonas
- Sep 29, 2021
- 1 min
PFT #42 - Personal Finance Tip: The Hidden Advantage with Retail Credit Cards and Paying Them Off
Paying for purchases in full with retail credit cards be to your advantage especially for large in scale items.
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David Mulonas
- Sep 8, 2021
- 1 min
PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
22 views0 comments
David Mulonas
- Sep 6, 2021
- 6 min
#75 - Blaming Yourself About Budgeting Choices
Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance
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David Mulonas
- Aug 26, 2021
- 1 min
PFT #37 - Employers Offering a Student Loan Reimbursement Benefit
Switching jobs? Tuition reimbursement a new benefit to attract employees.
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David Mulonas
- Aug 11, 2021
- 1 min
PFT #35 - Three Travel Savings Tips Before and During Stay
Travel tips that can save you money during a trip and before you leave for your destination
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David Mulonas
- Aug 7, 2021
- 5 min
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
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David Mulonas
- Aug 2, 2021
- 4 min
#70 - Who Should Pay for College: The Parent or the Kid?
The prospect of paying for college is daunting no matter who is footing the bill. Tuition and the cost for college defy low inflation
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David Mulonas
- Jul 26, 2021
- 4 min
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
21 views0 comments
David Mulonas
- Jul 1, 2021
- 2 min
PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
23 views0 comments
David Mulonas
- Jun 1, 2021
- 4 min
#61 - The Current and Future State of the Student Loan Crisis
The Federal Reserve Bank of St. Louis, says student loan borrowers owe a collective $1.73 trillion in federal and private student loan debt
34 views0 comments
David Mulonas
- May 28, 2021
- 2 min
PFT #24 - The Reason Alcohol at Bars and Restaurants are Expensive
Wine and alcohol are expensive when dining and it based on the ingredient cost and the mark up known as the pour cost
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David Mulonas
- May 26, 2021
- 6 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
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David Mulonas
- May 24, 2021
- 3 min
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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David Mulonas
- May 10, 2021
- 5 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
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David Mulonas
- Apr 30, 2021
- 1 min
Government Sponsored Entities (GSEs)
A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.
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David Mulonas
- Apr 29, 2021
- 2 min
PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?
Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
12 views0 comments
David Mulonas
- Apr 13, 2021
- 2 min
What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
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David Mulonas
- Apr 11, 2021
- 2 min
Loan-to-value (LTV)
Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.
15 views0 comments
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