PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year
As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.
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David Mulonas
Dec 15, 20211 min
PFT #53: Personal Finance Tip: The Personal Finance Tips One-year Anniversary
This week’s topic celebrates our first 52 personal finance tips.
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David Mulonas
Aug 8, 20214 min
#71 - Robinhood Update: The Lawsuit, Payment for Order Flow & the IPO
Update on the IPO, the Lawsuit and Payment for Flow (PFOF) and how it works.
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David Mulonas
Aug 7, 20215 min
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
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David Mulonas
Jul 26, 20212 min
#69A - 2021 Early Child Tax Credit Update
Children 17 or younger are generally eligible for the child tax credit payments, but there are conditions and the payments are coming early
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David Mulonas
Jul 26, 20214 min
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
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David Mulonas
Jul 20, 20214 min
#67 - How to Make $1 Million Dollars the Hard Way - Here's a Hint . . . Compound Interest
Making a $1 million dollars is not as hard as you think; it just takes time.
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David Mulonas
Jul 13, 20215 min
#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?
The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.
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David Mulonas
Jul 6, 20217 min
#65 - The Meme Stock Buyers are Back Trying to Screw the Short Sellers
What is short selling? When an investor borrows a security and sells it on the open market, planning to buy it back later for less money.
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David Mulonas
May 26, 20216 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
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David Mulonas
May 24, 20213 min
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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David Mulonas
May 10, 20215 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
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David Mulonas
Apr 27, 20212 min
What Are Fractional Shares and Dividend Reinvestment Plans (DRIPs)
A fractional share is when there is less than a full share of stock owned. This happens with dividend reinvestments and stock splits.
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David Mulonas
Apr 26, 20215 min
#56 - The Financial Crimes of Bernie Madoff and the Rise of Ponzi Schemes
Bernie Madoff was an American financial businessman who was responsible for the largest Ponzi scheme in history of $17.5 billion dollars.
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David Mulonas
Apr 5, 20219 min
#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths
We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.
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David Mulonas
Mar 29, 20213 min
What Is a Nest Egg?
A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.
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David Mulonas
Mar 28, 20217 min
#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget
Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.
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David Mulonas
Mar 22, 20216 min
#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget
People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.
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David Mulonas
Mar 15, 20218 min
#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?
Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.
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David Mulonas
Mar 7, 20216 min
#49 - I am Leaving My Job. Do I Need to Have an Employer-sponsored plan with my New Employer?
Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.
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