David MulonasFeb 28, 20217 min#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.
David MulonasFeb 18, 20212 minPFT #10 - Personal Finance Tip: How Coffee Slowly Drips Away Your Monthly BudgetJust Imagine if you are a family of four that drinks coffee everyday; the amount of money that can be saved is staggering.
David MulonasFeb 15, 20217 min#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk
David MulonasFeb 8, 20218 min#45 - The 401(k) and the Roth 401(k) ReviewThe max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.