PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year
As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.
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David Mulonas
- Sep 8, 2021
- 1 min
PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
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David Mulonas
- Aug 26, 2021
- 1 min
PFT #37 - Employers Offering a Student Loan Reimbursement Benefit
Switching jobs? Tuition reimbursement a new benefit to attract employees.
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David Mulonas
- Aug 8, 2021
- 4 min
#71 - Robinhood Update: The Lawsuit, Payment for Order Flow & the IPO
Update on the IPO, the Lawsuit and Payment for Flow (PFOF) and how it works.
24 views0 comments
David Mulonas
- Aug 7, 2021
- 5 min
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
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David Mulonas
- Jul 26, 2021
- 4 min
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
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David Mulonas
- Jul 20, 2021
- 4 min
#67 - How to Make $1 Million Dollars the Hard Way - Here's a Hint . . . Compound Interest
Making a $1 million dollars is not as hard as you think; it just takes time.
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David Mulonas
- Jul 13, 2021
- 5 min
#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?
The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.
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David Mulonas
- Jul 6, 2021
- 7 min
#65 - The Meme Stock Buyers are Back Trying to Screw the Short Sellers
What is short selling? When an investor borrows a security and sells it on the open market, planning to buy it back later for less money.
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David Mulonas
- Jun 29, 2021
- 1 min
PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
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David Mulonas
- May 26, 2021
- 6 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
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David Mulonas
- May 24, 2021
- 3 min
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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David Mulonas
- May 10, 2021
- 5 min
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
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David Mulonas
- May 3, 2021
- 6 min
#57 Life After College: I Need Job. I Need a Budget. Where Do I live? Help!
We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.
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David Mulonas
- Apr 26, 2021
- 5 min
#56 - The Financial Crimes of Bernie Madoff and the Rise of Ponzi Schemes
Bernie Madoff was an American financial businessman who was responsible for the largest Ponzi scheme in history of $17.5 billion dollars.
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David Mulonas
- Apr 5, 2021
- 9 min
#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths
We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.
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David Mulonas
- Mar 22, 2021
- 6 min
#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget
People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.
112 views0 comments
David Mulonas
- Mar 15, 2021
- 8 min
#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?
Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.
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David Mulonas
- Feb 28, 2021
- 7 min
#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.
According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.
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David Mulonas
- Jan 29, 2021
- 2 min
PFT #7 - Personal Finance Tip: Rule of 72 and Compound Interest a Retirement Nest Egg
In today’s world it is incumbent on you to build your retirement nest egg therefore, you can use the rule of 72 as a base calculation.
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