PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
top of page
the personal finance blog
Search
David Mulonas
- Jun 22, 2021
- 6 min
#64 - The Cryptocurrency Conversation - What is it and What it Means to You
Cryptocurrency is a disrupter in the financial world owned by 15% of Americans. There is a good chance it will be part of your world someday
19 views0 comments
David Mulonas
- Jun 15, 2021
- 2 min
PFT#26 - Listener Question: How Do We Trade Options and What Should Beginning Investors Know?
Options come with high risk and reward. It is important to understand how they work before entering into this type of stock trading
20 views0 comments
David Mulonas
- Jun 7, 2021
- 9 min
#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary Discipline
Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
26 views0 comments
David Mulonas
- Jun 3, 2021
- 2 min
PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance
Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
26 views0 comments
David Mulonas
- Jun 1, 2021
- 4 min
#61 - The Current and Future State of the Student Loan Crisis
The Federal Reserve Bank of St. Louis, says student loan borrowers owe a collective $1.73 trillion in federal and private student loan debt
34 views0 comments
David Mulonas
- May 26, 2021
- 6 min
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
22 views0 comments
David Mulonas
- May 13, 2021
- 2 min
PFT #22 - Personal Finance Tip: How to to Save Money on the Internet Bill
The personal finance tip of the week centers on saving money on your Internet bill in the budget.
12 views0 comments
David Mulonas
- May 12, 2021
- 2 min
Who are Fannie Mae and Freddie Mac?
Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.
12 views0 comments
David Mulonas
- Apr 13, 2021
- 2 min
What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
22 views0 comments
David Mulonas
- Mar 29, 2021
- 3 min
What Is a Nest Egg?
A nest egg is a sum of money and other assets that are saved or invested for the future that is typiclly tied to retirement planning.
24 views0 comments
David Mulonas
- Mar 24, 2021
- 2 min
PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget
You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.
29 views0 comments
David Mulonas
- Mar 22, 2021
- 6 min
#51 - The Netflix Show Marriage or Mortgage: We Provide Finance Tips and How to Manage the Budget
People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.
112 views0 comments
David Mulonas
- Mar 15, 2021
- 8 min
#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?
Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.
28 views0 comments
David Mulonas
- Mar 3, 2021
- 3 min
PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget
I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.
35 views0 comments
David Mulonas
- Feb 28, 2021
- 7 min
#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.
According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.
27 views0 comments
David Mulonas
- Feb 21, 2021
- 5 min
#47 - The 2020 Tax Review: Why You Don't Want a Tax Return & How The Money Improves the Budget
If your standard deduction is less than the total of your itemized deductions, then you should be able to save money.
48 views0 comments
David Mulonas
- Feb 18, 2021
- 2 min
PFT #10 - Personal Finance Tip: How Coffee Slowly Drips Away Your Monthly Budget
Just Imagine if you are a family of four that drinks coffee everyday; the amount of money that can be saved is staggering.
37 views0 comments
David Mulonas
- Feb 15, 2021
- 7 min
#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market
A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk
43 views0 comments
David Mulonas
- Feb 8, 2021
- 8 min
#45 - The 401(k) and the Roth 401(k) Review
The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.
49 views0 comments
bottom of page