As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.

Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.

If your standard deduction is less than the total of your itemized deductions, then you should be able to save money.

How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user