David MulonasDec 22, 20211 minPFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar YearAs each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.
David MulonasMar 7, 20216 min#49 - I am Leaving My Job. Do I Need to Have an Employer-sponsored plan with my New Employer?Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.
David MulonasFeb 21, 20215 min#47 - The 2020 Tax Review: Why You Don't Want a Tax Return & How The Money Improves the BudgetIf your standard deduction is less than the total of your itemized deductions, then you should be able to save money.
David MulonasJan 4, 20216 minPodcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for AdultsHow do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user