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PFT #21: Personal Finance Tip: Shave Your Budget Down With the Razorpit Blade Cleaner
The Razorpit blade cleaner extends the life of razor blades by 6-15 times and it will save you money for years to come.
David Mulonas
May 7, 20212 min read


Should You Make Biweekly Mortgage Payments?
Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.
David Mulonas
Apr 16, 20212 min read


PFT #18 - Creating Disposable Income in the Budget When You Buy a New Product
Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.
David Mulonas
Apr 14, 20212 min read


What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
David Mulonas
Apr 13, 20212 min read


PFT #17 - How Receipt Tracking Can Help the Budget and Save the Environment
What is good advice when managing store receipts from retailers? Some policies will give full credit, while others provide a store credit.
David Mulonas
Apr 8, 20212 min read


PFT #16 - Personal Finance Tip: Increase Savings in the Grocery Budget by Watching Unit Pricing
Saving money on familair products with a quality mindset is a winning formula to create disposable income to control debt and build savings.
David Mulonas
Mar 31, 20212 min read


#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget
So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?
David Mulonas
Mar 14, 20212 min read


Podcast #4 - Spend More Money Now To Save Money Later
Budgeting sometimes gets a stigma meaning that you're cheap or frugal. You have to budget within the means of the money that you have.
David Mulonas
Nov 27, 20204 min read


Podcast #3 - Credit Card Balance Transfers
I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.
David Mulonas
Apr 21, 20203 min read
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