roth ira | Something On My Mind

the personal finance blog

PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year

As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.

#68 - The Midyear Financial Review

The midyear check up is to validate if goals are being met or there is a need to adjust them

#67 - How to Make $1 Million Dollars the Hard Way - Here's a Hint . . . Compound Interest

Making a $1 million dollars is not as hard as you think; it just takes time.

#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?

The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.

Should You Make Biweekly Mortgage Payments?

Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.

#49 - I am Leaving My Job. Do I Need to Have an Employer-sponsored plan with my New Employer?

Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.

#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market

A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk