There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.

Should couples have their own bank accounts? Should they have one budget or two?

Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.

Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.

The 2008 Financial Crisis was due to mortgage defaults, MBOs, CDOs. AIG needed a government bailout to pay claims and avoid financial ruin

Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.

We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.

Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.

DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.