David MulonasJun 7, 20219 min#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary DisciplineWhether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
David MulonasJun 3, 20212 minPFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
David MulonasMay 12, 20212 minWho are Fannie Mae and Freddie Mac?Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.
David MulonasMar 14, 20212 min#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?