homeowner's insurance | Something On My Mind

the personal finance blog

#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary Discipline

Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance

Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home

Who are Fannie Mae and Freddie Mac?

Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.

#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget

So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?

Podcast #41 - Are You Ready for a Big Move Into the Tiny House Movement?

A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.

PFT #4 - Personal Finance Tip: What is Private Mortgage Insurance (PMI) and How to Get Rid of it

PMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.