home appraisal | Something On My Mind

the personal finance blog

#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary Discipline

Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance

Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home

Who are Fannie Mae and Freddie Mac?

Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.

PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?

Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.