capital gains | Something On My Mind

the personal finance blog

PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year

As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.

#71 - Robinhood Update: The Lawsuit, Payment for Order Flow & the IPO

Update on the IPO, the Lawsuit and Payment for Flow (PFOF) and how it works.

#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?

The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.

#65 - The Meme Stock Buyers are Back Trying to Screw the Short Sellers

What is short selling? When an investor borrows a security and sells it on the open market, planning to buy it back later for less money.

PFT#26 - Listener Question: How Do We Trade Options and What Should Beginning Investors Know?

Options come with high risk and reward. It is important to understand how they work before entering into this type of stock trading

Government Sponsored Entities (GSEs)

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

#49 - I am Leaving My Job. Do I Need to Have an Employer-sponsored plan with my New Employer?

Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.

#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market

A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk

PFT #8 - Personal Finance Tip of the Week: Realized Capital Gains and Losses From Stock Ownership

For most assets the capital gain tax rates that are held for less than a year, are treated as ordinary income as if you earned a paycheck