David MulonasMar 7, 20216 min#49 - I am Leaving My Job. Do I Need to Have an Employer-sponsored plan with my New Employer?Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.
David MulonasFeb 15, 20217 min#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk