There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.

Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.

The 2008 Financial Crisis was due to mortgage defaults, MBOs, CDOs. AIG needed a government bailout to pay claims and avoid financial ruin

Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.

PMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.