monthly budget | Something On My Mind 3/3

the personal finance blog

The 2008 Financial Crisis

The 2008 Financial Crisis was due to mortgage defaults, MBOs, CDOs. AIG needed a government bailout to pay claims and avoid financial ruin

Loan-to-value (LTV)

Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.

PFT #17 - How Receipt Tracking Can Help the Budget and Save the Environment

What is good advice when managing store receipts from retailers? Some policies will give full credit, while others provide a store credit.

PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

PFT #11 - Personal Finance Tip: Buying Used Tires Online Can Be 50% Cheaper for Your Budget

Replacing tires can cost anywhere from $500 - $1,000 depending on the brand, tire rating, size and other factors. So that's expensive.

Podcast #35 - How Does Pet Insurance Work and How to Factor it Into Your Budget

Pet insurance cost depends on factors such as your pets age, size, and breed as well as any preexisting conditions.