David MulonasJun 7, 20219 min#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary DisciplineWhether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
David MulonasApr 12, 20214 minThe 2008 Financial CrisisThe 2008 Financial Crisis was due to mortgage defaults, MBOs, CDOs. AIG needed a government bailout to pay claims and avoid financial ruin
David MulonasJan 6, 20212 minPFT #4 - Personal Finance Tip: What is Private Mortgage Insurance (PMI) and How to Get Rid of itPMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.