top of page
the personal finance blog
Search


PFT #52 - Personal Finance Tip of the Week: Radon; The Silent Killer
Radon is a silent killer because it’s an odorless gas that we breathe in normally; and it is the second leading cause of lung cancer
David Mulonas
Dec 8, 20212 min read
Â
Â
Â


#75 - Blaming Yourself About Budgeting Choices
Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance
David Mulonas
Sep 6, 20216 min read
Â
Â
Â


PFT #22 - Personal Finance Tip: How to to Save Money on the Internet Bill
The personal finance tip of the week centers on saving money on your Internet bill in the budget.Â
David Mulonas
May 13, 20212 min read
Â
Â
Â


Who are Fannie Mae and Freddie Mac?
Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.
David Mulonas
May 12, 20212 min read
Â
Â
Â


PFT #19 - Personal Finance Tip: How to Save on Your Gardening Budget
A great way to save money on flowers is to buy flats of flowers and make your own hanging baskets. This can save 50% on cost.
David Mulonas
Apr 22, 20212 min read
Â
Â
Â


Should You Make Biweekly Mortgage Payments?
Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.
David Mulonas
Apr 16, 20212 min read
Â
Â
Â


Loan-to-value (LTV)
Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.
David Mulonas
Apr 11, 20212 min read
Â
Â
Â


PFT #4 - Personal Finance Tip: What is Private Mortgage Insurance (PMI) and How to Get Rid of it
PMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.
David Mulonas
Jan 6, 20212 min read
Â
Â
Â
bottom of page