cost | Something On My Mind

the personal finance blog

PFT #18 - Creating Disposable Income in the Budget When You Buy a New Product

Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.

Loan-to-value (LTV)

Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.

PFT #17 - How Receipt Tracking Can Help the Budget and Save the Environment

What is good advice when managing store receipts from retailers? Some policies will give full credit, while others provide a store credit.

#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget

So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?

PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

PFT #11 - Personal Finance Tip: Buying Used Tires Online Can Be 50% Cheaper for Your Budget

Replacing tires can cost anywhere from $500 - $1,000 depending on the brand, tire rating, size and other factors. So that's expensive.