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the personal finance blog

PFT #49 - Personal Finance Tip of the Week: The Residual Value of Your Car and Buying Your Lease Out

When it comes to driving a car, the common question is, are you better off buying or leasing?

#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?

Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?

#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?

Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.

#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.

According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.

PFT #11 - Personal Finance Tip: Buying Used Tires Online Can Be 50% Cheaper for Your Budget

Replacing tires can cost anywhere from $500 - $1,000 depending on the brand, tire rating, size and other factors. So that's expensive.

#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home

DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.