Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.

So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.

How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user

If you don’t spend your FSA money by January 1st your account value will go to zero dollars. So stock up on supplies to use that money

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.

Eating out for lunch is often one of the most hidden expenses in the budget each year; not to mention that 40% of food is wasted.

Pet insurance cost depends on factors such as your pets age, size, and breed as well as any preexisting conditions.

When you take a 401(k) withdrawal, you'll face a 10% penalty if you're under the age of 59.5 years of age