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the personal finance blog

Podcast #41 - Are You Ready for a Big Move Into the Tiny House Movement?

A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.

Podcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for Adults

How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user

PFT #3 - Personal Finance Tip: FSA Funds - Use Them or Lose Them

If you don’t spend your FSA money by January 1st your account value will go to zero dollars. So stock up on supplies to use that money

Podcast #39 - Deferred 0% Interest Rate Credit Cards and How They Impact Your Budget

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.

Personal Finance Tip #1 - The Hidden Cost of Eating Out For Lunch on the Budget

Eating out for lunch is often one of the most hidden expenses in the budget each year; not to mention that 40% of food is wasted.

Podcast #35 - How Does Pet Insurance Work and How to Factor it Into Your Budget

Pet insurance cost depends on factors such as your pets age, size, and breed as well as any preexisting conditions.

Podcast #3 - 401(k) Withdrawals and Loans

When you take a 401(k) withdrawal, you'll face a 10% penalty if you're under the age of 59.5 years of age