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the personal finance blog

Should You Make Biweekly Mortgage Payments?

Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.

PFT #18 - Creating Disposable Income in the Budget When You Buy a New Product

Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.

What is an Emergency Fund

When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...

PFT #17 - How Receipt Tracking Can Help the Budget and Save the Environment

What is good advice when managing store receipts from retailers? Some policies will give full credit, while others provide a store credit.

#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.

According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.