0% interest | Something On My Mind

the personal finance blog

Sep 29, 20211 min read

PFT #42 - Personal Finance Tip: The Hidden Advantage with Retail Credit Cards and Paying Them Off

Paying for purchases in full with retail credit cards be to your advantage especially for large in scale items.

Mar 24, 20212 min read

PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget

You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.

Dec 31, 20205 min read

Podcast #39 - Deferred 0% Interest Rate Credit Cards and How They Impact Your Budget

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.

Apr 21, 20203 min read

Podcast #3 - Credit Card Balance Transfers

I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.