Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.

A great way to save money on flowers is to buy flats of flowers and make your own hanging baskets. This can save 50% on cost.

Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.

What is good advice when managing store receipts from retailers? Some policies will give full credit, while others provide a store credit.

Saving money on familair products with a quality mindset is a winning formula to create disposable income to control debt and build savings.

You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.

The lesson learned here is to complete the budget tasks on a monthly basis otherwise you may be paying for things that you are unaware of.

So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

Replacing tires can cost anywhere from $500 - $1,000 depending on the brand, tire rating, size and other factors. So that's expensive.

Just Imagine if you are a family of four that drinks coffee everyday; the amount of money that can be saved is staggering.

The Bureau of Labor Statistics says the average household spends more than $7,700 per year and can be the highest cost in the budget.

For most assets the capital gain tax rates that are held for less than a year, are treated as ordinary income as if you earned a paycheck

In today’s world it is incumbent on you to build your retirement nest egg therefore, you can use the rule of 72 as a base calculation.

The bottom line is that if you have an Energy Star rated dishwasher this means that you will be using ¼ less energy than washing by hand.

By our estimation, you can extend a candle’s life by approximately 25% - 50% more than what is stated on the jar.

PMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.

If you don’t spend your FSA money by January 1st your account value will go to zero dollars. So stock up on supplies to use that money

Here's's a great way to save some money, and that is to save the boxes, bags and bows and so on, rather than throwing them away.

Eating out for lunch is often one of the most hidden expenses in the budget each year; not to mention that 40% of food is wasted.