the team

the biz...

David and his team provide a refreshing view on personal finance with a side of humor. Main topics include budgeting, finance tips, listener questions, debt management, home ownership, the economy, crypto, FIRE movement, and investing principles. 

The show also shares offbeat current events and real-life experiences where David the producers crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.

David is a published author, a financial coach and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70 explores personal finance for the novice to the intermediate person that includes a comprehensive budget plan from a blank grid to beefing up the 401(k) and into deeper investing and advanced personal finance methods.

Image by Sharon McCutcheon

"It's not timing the market . . . It's time in the market"



meet our dream team


Social Media Manager

Haley has a BA in public relations with a concentration in sports and a minor in Spanish from Northern Michigan University. Her career achievements include social media and communications management with national sports organizations,,



Chase has a multimedia journalism degree from Grand Valley State University. He is also an e-sports communications manager for His career achievements include experience as a video producer, podcast and radio show host

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Ciara Carter has a double Master's - 
one in Forensic Accounting / Finance and Behavior Analysis. She helps people with  financial fitness as an accountant and with their mental and physical well being as a behavior coach, hosting the Run Thrive Survive Podcast